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About Us

A little about how we began and where we are going.

We are here to serve you.

My names is James “Scott” Hardin and I own Able Financial, Inc. (AFI). We are a Colorado Corporation that has been serving the Colorado market for their residential lending needs since 1997. During this time, we have also expanded to 16 other states which include AL,AZ,CA,CO,FL,GA,ID,MN, MS, NC,NM,OH,OR,TN,TX,WA. Able Financial is unique to the fact that we offer a plethora of product options to assure the best product and rate to fit our clients. We have 60 different investors that span Conventional Lending, FHA, VA, and USDA. But we also provide non-conventional lending such as, Non-QM (Bank Statements, P&L, Asset Depletion, DSCR, No Income loans Etc…), Construction, Hard Money, and Commercial Lending.

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